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CXI); state banking histories; Auditor of State frame
The second state system kept the first one's map — and this ground was not on it. When the 1834 charter ran out, the successor — "the Bank of the State of Indiana," chartered by the act of 1855 — was directed to divide the state into fifteen to twenty banking districts and locate one branch in each, preferring, other things equal, the county where a branch of the old State Bank already stood. The line therefore runs Indianapolis-centred through substantially the old branch towns, South Bend among them, until the system wound up in the Civil War years (its obligations file runs 1834–1865 in the federal deposit-insurance records at FRASER). Tested for this ground by the same method as the 1834 bank — branch lists, district descriptions, the gazetteer tradition — no branch, agency or office of the Bank of the State of Indiana is placed at Lakeville in any carrier reached, and the township's own record for those years (Chapman; Howard; the settlement roll) names no bank of any kind before Polk's contested "UNION BANK" form of 1916–17 (lk-bnk-first, unresolved there and not resolved here). The successor line is traced, and its Lakeville limb prints negative at the strength reached; the Auditor of State's annual reports read year by year remain the settler that could raise the negative to exhaustive.