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The county's newest organising form is the community foundation: gifts invested forever, earnings granted — since 1992. The Community Foundation of St. Joseph County (cfsjc.org) dates itself in its own boilerplate: "Since 1992." Its form is the endowment form, stated plainly because the leg requires the distinction: donors' gifts are invested permanently and the earnings granted out, so the foundation is a philanthropic bank, not a charity that spends its gifts — the structural opposite of the federation drive and the complement of both older forms in this section. Its scale at profile strength (Inside Philanthropy, updated 18 July 2024): about $10 million granted a year across 80-plus funds; headquarters 305 S. Michigan Street, South Bend. No Lakeville-named fund was identified in the carriers reached — printed as a reached negative, the foundation's township limb running, like every institution in this section, through grants to county-seated agencies rather than through a seated local organ. The row closes dug: founder-class (the community-foundation movement's local instantiation), date (1992, the organisation's own), building (its Michigan Street headquarters), money (the grant volume at its carrier's strength), and present state (operating, November 2026) all stand.
Principal sources: the Community Foundation of St. Joseph County (cfsjc.org); Inside Philanthropy's foundation profile, updated 18 July 2024.