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1921 – 1949, in two directory states
How they were missed:A finance company leaves no works, no product, no employment rung; it leaves an office in a trust building and a heading in a directory.
The two states: In 1921 the Citizens Finance Co. stands at 210–211 Mishawaka Trust Bldg., listed under both Bonds and Loans — the two headings between them describing the small-loan business exactly. By 1949 the heading is Finance Companies, and it carries three: the Security Loan Co., at 113½ Lincoln Way; the State Finance Corporation, at 125 Main; and the States Credit Corp., at 224 S. Main. Whether any of the 1949 three descends from the Citizens Finance of 1921 the record reached does not say, and no descent is printed. What the two states establish is that the layer was continuous — Mishawaka had a seated finance trade across the whole period the bank file covers, a rank below the banks and beside the building-and-loans, lending small sums at office counters while the factories made the city's name. The firms' own courses — their incorporations, their license records under Indiana's small-loan law, their ends — wait on the Department of Financial Institutions' license records and the directories between the two states, and are named in the closing article.
Sources:
- Polk's Mishawaka City Directory (1921), classified directory, headings Bonds and Loans — Citizens Finance Co., 210–211 Mishawaka Trust Bldg.
- Polk's South Bend and Mishawaka City Directory (1949), Mishawaka classified, heading Finance Companies — Security Loan Co.; State Finance Corporation; States Credit Corp., at the addresses as read from a poor scan.