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Tested November 2026
The town's bank failure is real, dated 1927, and invisible to the modern list — because it predates the list's world. The FDIC's Failed Bank List, whose own stated span is banks failed since 1 October 2000, was searched for North Liberty, Indiana and returned no entry — a tested negative for 2000–2026 at search strength; the Indiana failures the search did surface (Columbus 2009, Evansville 2011, Shelbyville 2012, Kentland 2026) are other towns' banks. The reasoning prints with the negative so it is not misread: North Liberty's actual failure, the State Bank's closing of 17 January 1927, predates the FDIC itself (1933–34) and can never appear on that list. For the Depression years proper, 1929–1933, no carrier searched shows a closing in town beyond the 1927 event and its 1928 litigation — but the secondary dataset's unresolved 17 January 1930 entry (printed in the State Bank article above) keeps that negative from printing clean: it stands as "not shown, with the 1930 entry unresolved."