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ROW #553 · LEG 82 ITEM 10 · DUG (the ban, dated) / TESTED NEGATIVE (an in-town kiosk)
Indiana's regulatory answer is the strongest in the nation, it is dated, and it now governs Osceola whether or not a kiosk ever stood here. The presence test first: kiosk-locator and place records searched for Osceola, Indiana return ordinary bank ATMs on Lincolnway (911 and 107 Lincolnway West) and no crypto ATM inside the town; the nearest documented crypto kiosks stand outside the limits, in Mishawaka on Lincolnway East (LibertyX machines at 4501 and 5410 Lincolnway East, 1.2–1.8 miles from the town reference point) and in Granger and Elkhart — boundary facts, printed as boundary facts. Then the answer: through the 2026 session the General Assembly converted House Bill 1116 from a licensing bill into an outright ban — committee amendment adopted 7–0 on February 11, 2026 on law-enforcement and retiree testimony about kiosk scams (the FBI counted roughly $250 million in Bitcoin-ATM scam losses nationally in 2024, more than double the prior year, on the state cybersecurity council's account) — and Governor Mike Braun signed HEA 1116 in March 2026 (March 9, 2026 on the legal-press account), effective immediately, making Indiana the first state to ban virtual-currency kiosks statewide: operating one is a deceptive act under the Indiana Deceptive Consumer Sales Act, enforceable by the Attorney General against the operator and against a premises owner who knowingly permitted it, with forfeiture of the kiosk and collected funds. Nearly 900 kiosks were operating in Indiana when the ban was signed, on the legislative-reporting account.
For Osceola the ban's local meaning prints plainly: any kiosk that ever stood in a Lincolnway convenience store here — none is documented — became unlawful the day the act took effect, and the Mishawaka machines above now stand under the same prohibition. Closure: ban DUG and dated; in-town presence TESTED NEGATIVE on locator records reached.
Sources:
- Indiana Capital Chronicle, February 11, 2026 — HB 1116 amended to a ban; enforcement and forfeiture terms.
- Legal 500 / ATM Marketplace, March 2026 — signed by Gov. Braun March 9, 2026; Public Law; immediate effect; first statewide ban.
- Indiana Executive Council on Cybersecurity (in.gov) — Bitcoin ATM scam account; FBI 2024 loss figure; the ban.
- Place/locator record searched November 2026 — Osceola ATMs vs. Mishawaka/Granger/Elkhart crypto kiosks, as stated.