The City National Bank — Charter No. 13987 — and the National Bank and Trust Company

1934 – after 1979

The successor charter: When the Citizens' National Bank failed in March 1934, the Comptroller chartered its successor the same season: the City National Bank of South Bend, OCC Charter No. 13987 — the last national charter in this history. It banked at the Citizens' address, 112 West Jefferson Boulevard. On 1 August 1938 it consolidated with the Citizens Trust and Savings Bank — the failed bank's surviving state-chartered companion — and took the title The City National Bank and Trust Company. On 31 March 1944 it consolidated with the Merchants' National Bank under its own charter and took a third title, The National Bank and Trust Company of South Bend.

The long middle, and a named gap: Under that title the bank was for three decades one of the city's principal institutions, headquartered at 112 West Jefferson with a drive-in annex at Main and Wayne and, by 1973, ten offices; it sponsored Notre Dame football broadcasts and served as trustee of city bond issues, resigning one such trusteeship to the First Bank and Trust Company in 1979, the latest document of its operation reached for this section. Its end — the merger or liquidation that closed Charter No. 13987 — is not established in the sources reached, and is printed as a gap: the charter's beginning, its two consolidations and its 1979 existence are documented; its final disposition remains to be pulled from the Comptroller's later records.

Sources:

1. Thomas A. Pollock, Tabular Guide to United States National Banks, 1863–1935, vol. 4 numerical list and the Charter No. 4764 monograph — Charter No. 13987 conferred on the City National Bank of South Bend as the Citizens' National's successor, announced February 1934.
2. Rand McNally, Discontinued Bank Titles, final edition (1942) — the consolidation of 1 August 1938 and the title The City National Bank & Trust Co.
3. Federal Reserve Bank of Chicago, President's Report to Directors: Activities for the Year 1944 — the consolidation of 31 March 1944 with the Merchants' National Bank and the title The National Bank and Trust Company of South Bend.
4. The National Bank and Trust Company's own published directory material, 1973 — main office 112 West Jefferson Boulevard, ten offices; City of South Bend Common Council minutes, 29 May 1979 — the bank's resignation as bond trustee in favor of the First Bank and Trust Company.