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The Bank Outlots: the first addition was a failed canal's salvage

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1830s — 1850

The first ground added to the town's grid was not platted by the founders but by their creditor: Coquillard's project to cut a canal from the St. Joseph River to the Kankakee, passing through the ground west of the town, failed in construction and bankrupted its company; the traces of "Coquillard's Folly" — bridges built to span a canal that never carried water — survive in the City Cemetery. The State Bank of Indiana, which had underwritten the project, recouped its losses in the era's ordinary way: it subdivided the land into building lots. The Near West Side association's history names the result the "Bank Outlot Subdivision," and names its first house: Joseph Bartlett's, at 720 West Washington, erected in 1850 in the Federal style of his native New Hampshire. The outlots set the pattern the next century and a half would repeat — South Bend's neighborhoods repeatedly begin as somebody's balance sheet, a failed canal's, a founder's estate's, a streetcar company's, worked out in lots.

Sources:

  1. Near West Side (West Washington) Neighborhood Association — "History of the Neighborhood," westwashington.org (the canal, the bank's subdivision, the Bartlett house of 1850)
  2. Communities, this record (the trading town and the canal era at pointer size) — banked fragment

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Using this page? Copy a credit line. Last updated November 12, 2026.

Source: The Bank Outlots: the first addition was a failed canal's salvage, Moosed History by Project Moosed, https://history.projectmoosed.com/usa/midwest/indiana/south-bend/neighborhoods/bank-outlots-the-first-addition-was-a-failed-canal/