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THE REGULATORS' RECORD · THE BUSINESSES LEG'S BANK VERDICT RESTS HERE
What it is: a class of records most local histories never touch, and the class that produced this build's firmest negative: no bank was ever headquartered in Walkerton. The verdict's instruments: the FDIC's BankFind Suite, run as a controlled test — the query method first validated on a known institution, then run for Walkerton by city, by name, and by ZIP, returning zero headquarters records; the FDIC's Institution History files for the two charters that did touch the ground (certificate 10109, the Farmers State Bank of Wyatt whose Walkerton branch ended the bankless years, merged into 1st Source Bank on June 19, 1992; certificate 9087 in the La Porte County chain); the compiled financial-history runs (the finhist series and David M. Smith's compilations) that carry the 1893 suspension and the February 1930 failures at statement strength; and the comptroller's and the state department's records used as tested absences — the OCC's charter record holds no Walkerton national bank, and the Department of Financial Institutions' one located Walkerton statement page stands in the Businesses leg as located-but-not-relied-on (GAP-W6-7), a calibration this section preserves. A negative verdict is only as good as the systems searched and the controls run; both are printed here so the verdict can be re-walked.
Principal sources: FDIC BankFind Suite and Institution History (certificates 10109, 9087); the finhist compilations; the Businesses leg, §banks, for the runs as executed and the Crawfordsville Daily Journal's first-hand front page of May 13, 1893.