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PRESENT STATE, VERIFIED NOVEMBER 2026
An unincorporated place has no bank of its own, and Granger's money trade is a row of other cities' branches: seven institutions keep offices on this ground in the current location record. 1st Source Bank holds two of them — a standalone office at 12460 IN-23 and the Granger Martin's Banking Center inside the State Road 23 supermarket — the deepest local bench, from the South Bend bank. Lake City Bank stands at 12830 Adams Road. Notre Dame Federal Credit Union stands at 14535 IN-23. Communitywide Federal Credit Union stands at 52550 Fir Road, the row's only office off the state-road corridor. United Federal Credit Union — the St. Joseph, Michigan institution — keeps its Toscana Park branch at 7514 Gumwood Road. Old National Bank keeps its office at 7030 Heritage Square Drive; its own locator addresses the branch to Granger, while map data prints the same address in Mishawaka — the city-line seam, in a bank's own records, printed both ways as the sources give them.
The row's one documented succession belongs to the credit union at 13050 IN-23. The office traded for years as Teachers Credit Union — the institution founded by South Bend teachers in 1931, grown into Indiana's largest credit union, headquartered in South Bend — until June 26, 2023, when Teachers Credit Union officially became Everwise Credit Union, the new name executed that day and announced as a widening beyond the credit union's educator roots, with no change in its member ownership. The Granger branch's signage is the only visible mark on this ground of that statewide rebranding. What the row lacks in the record is its own beginning: which of these institutions opened the first branch on Granger ground, and when, is not settled by any source. The establishment dates sit in the FDIC's branch records; the want is registered as GAP-BIZ-4.
Sources:
- Location records verified November 2026: 1st Source Bank (12460 IN-23; Granger Martin's Banking Center, 12850 IN-23); Lake City Bank (12830 Adams Road); Notre Dame FCU (14535 IN-23); Communitywide FCU (52550 Fir Road); United FCU (7514 Gumwood Road, its Toscana Park location); Old National Bank (7030 Heritage Square Drive; the bank's own locator under Granger, map data under Mishawaka).
- CUInsight, June 6 and June 26, 2023: Teachers Credit Union announces, then completes, its transition to Everwise Credit Union, effective June 26, 2023; Indiana's largest credit union; member-owned; headquartered in South Bend.
- U.S. Patent and Trademark Office, TTAB opinion in In re Everwise Credit Union (Apr. 29, 2026): change of name from Teachers Credit Union to Everwise Credit Union executed June 26, 2023 (Assignment Branch record).
- Get Indiana podcast record with Everwise president Jason Osterhage: founded as Teachers Credit Union in 1931 in South Bend.