The founding bankers as a roll, and the banker who rescued the bank

1863–1931 · THE BANK ROW'S HOUSES, AT THEIR HOME SEATS

Granger's bank row is other cities' branches (banked fragment, seven institutions at November 2026), so the founding-banker roll is the roll of the houses that keep those branches, printed at their home seats. 1st Source Bank (two Granger offices, the row's deepest bench): chartered as the First National Bank of South Bend in September 1863 and opened November 30, 1863, organised by community leaders Judge Thomas Stanfield — its first president — with Charles Culver, John Hendricks, Ethan Reynolds, John Reynolds and Ransom Hubbard, on $100,000 of capital stock (1st Source Corporation history, carried in its SEC filings and anniversary publications). Lake City Bank (12830 Adams Road): opened May 14, 1872, in Warsaw, in rented rooms next to Wynant's Drugstore, and has operated continuously under the same name since — the third-oldest Indiana state-chartered bank (Lake City Bank, "Caring about our Communities since 1872" and bank history pages). Everwise Credit Union (13050 IN-23, the row's documented succession): founded in 1931 in South Bend by a small group of teachers seeking financial stability in the Depression, first as the South Bend Teachers Federation Credit Union, later Teachers Credit Union, and renamed Everwise on June 26, 2023 (U.S. co-operative spotlight on Everwise, 2026; CUInsight, 2023, as carried in the banked fragment). The remaining houses' founders stand in their own published histories, not extracted here: Notre Dame Federal Credit Union, Communitywide Federal Credit Union, United Federal Credit Union and Old National Bank complete the row of seven.

The rescuer-banker the checklist names is Ernest M. Morris, and his rescue belongs to the row's lead house. Morris founded the Associates Investment Company in 1917 to purchase automobile sales-finance contracts — a pioneer of individual auto financing — and in the early 1930s, after the crash, the board of the First Bank and Trust Company (the 1931 merger successor of the First National Bank of South Bend) asked him to take over as president and merge the houses; under Morris the bank came through the Depression, and the Morris family's leadership of the institution runs unbroken from that rescue to the present succession printed in article 65-5 below — Christopher J. Murphy III, who joined his father-in-law's investor group that bought the bank back, is Morris's grandson-in-law line's third generation, and Kevin Murphy's promotion in 2025 is billed by the corporation itself as the fourth generation of Morris family leadership since 1931 (1st Source Corporation 150th-anniversary history in its SEC filing; 2025 succession release). The banker who rescued the bank is therefore carried as a chief in his own right, at the head of a ninety-year family succession — the longest chiefly line in this section.

Sources: 1st Source Corporation, corporate history (SEC filing, 150th-anniversary description): Stanfield and the 1863 organisers; Morris and the Associates (1917); the early-1930s call to the presidency. Annals of America / 1st Source history summaries: organiser roll and $100,000 capital. Lake City Bank, history and community pages (lakecitybank.com): May 14, 1872 opening. U.S. Co-ops member spotlight on Everwise (2026) and Get Indiana interview with Jason Osterhage: 1931 teacher founders. FDIC BankFind stands behind the row's branch record as GAP-BIZ-4's named settler, unchanged.