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Census place and hydrography layers; FEMA Flood Insurance Study 18141CV000C (preliminary)
The town does not touch the St. Joseph River, on any boundary. Its water area is zero in both federal vintages. In the federal hydrography layer the nearest named waters south of the town are the Notre Dame lakes — St. Joseph Lake's northern shore stands about 0.35 miles south of the town's south edge, across unincorporated township and Notre Dame community ground, with the river channel running in that latitude band south of the lakes. The river is the town's basin — the federal flood study places the town in the St. Joseph River sub-basin — but basin membership is not frontage, and any statement that Indian Village sits "on the St. Joseph River" would be wrong on this record: it is a small upland outwash parcel a third to half a mile north of the river's Notre Dame reach.
The town's own water is Juday Creek, and the carriers are specific to this ground. The federal flood study's table of flooding sources lists the Town of Indian Village among the studied communities of the Juday Creek reach — a 10.7-mile studied reach from the confluence with the St. Joseph River to about 120 feet downstream of Interstate 80, with a floodway and Zone AE analysis — and its community table assigns the town flood zones AE and X: in a 0.092-square-mile town with one studied stream, the AE ground is the Juday Creek floodplain. The federal hydrography line itself crosses the town's north-east quadrant: traced through the town's longitude band, the creek enters the town through its north edge at about (−86.2313, 41.7161), runs south-east through (−86.2305, 41.7153) and (−86.2300, 41.7148), and exits through the east edge at about (−86.2287, 41.7148). West of the town the same line continues away north-west, north of Roseland; the creek's downstream course through the Grape Road corridor and the Warren Golf Course ground to its mouth at the Izaak Walton League property is Roseland's and South Bend's reach, downstream of and distinct from this town's — nothing from that reach is imported to describe this ground. The creek's length figures differ by carrier and are not merged: 10.7 miles is the flood study's studied reach; twelve miles is the county newspaper's whole-creek figure; 19 kilometres (about 11.8 miles) is the University of Notre Dame's. All three print under their own instruments in the note.