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Chartered March 3, 1855 · South Bend branch, 1858–1864 · traced as a line, not merged into the first bank
The second state bank is a separate line and is traced separately, as the row directs. Howard (1907), §16: "On March 3, 1855, a charter had been obtained for a bank to be known as the Bank of the State of Indiana, with a capital of one hundred and fifty thousand dollars, to begin business on the expiration of the charter of the old bank. This bank continued until the establishment of national banks, in 1864." Its South Bend officers "during its existence, from 1858 to 1864" were: President John Brownfield; cashier Horatio Chapin — the first bank's cashier, carried across the succession in person; teller John T. Lindsey, who reappears as first cashier of the First National Bank in 1863 (art-75-4). The date tension in Howard's own telling is printed whole: a charter of March 3, 1855, for a bank whose stated existence runs 1858 to 1864 — the 1858 start matching the old bank's charter expiry as Howard dates it.
The successor's framing differs between records, and both wordings stand. The Indiana Historical Society's finding aid for the Indiana National Bank records describes the sequence at the state level: the charter of the "Second State Bank" expired in 1857, and "many of the same investors sought a charter for the third state bank, The Bank of the State of Indiana," which also had a branch in Indianapolis; in 1865 the investors of the Indianapolis branch secured a national charter, the line that became the Indiana National Bank of Indianapolis. Howard, writing the county's course, counts the 1834 bank as the first and the 1855 bank as its successor for South Bend purposes. The line's end is the same in both tellings: the national-bank conversions of 1863–64 closed the state-bank era, and South Bend's banking passed to the national charters of art-75-4.
Granger's share of the successor line is the same documented absence as the first bank's, tested against the same ground: the Bank of the State of Indiana's branch stood in South Bend. No branch, agency, or office of it ever stood in Harris or Clay townships, which remained unplatted farmland through the bank's whole 1858–1864 existence.