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2011–2026 · FDIC Summary of Deposits series; FDIC locations index, November 2026; a 2012 directory line
The branch closed between 30 June 2011 and 30 June 2012 — the window the evidence fixes, printed as a window because no carrier reached gives the day: the SOD series ends with the June 2011 survey, yet a 2012 business directory still lists the Lakeville branch. Both carriers stand; the closing stands between them. Two questions ride open, flagged for a browser-capable pass: the exact closing date, and the present use of 222 S. Michigan St.
no bank or credit-union branch stands in Lakeville — the FDIC's locations index for Lakeville and ZIP 46536 returns zero. The town that chartered a bank in 1917, lost it in 1930, and hosted a holding company's branch for fifty-six years now banks, as it did from 1930 to 1956, somewhere else — South Bend eleven miles north, or on a phone. The leg's arc is the county's small-town banking arc in one town: local charter, Depression death, a generation without, the holding-company era, the branch's quiet end.