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1982–2011 · FDIC institution history (Certs. 15656, 4336, 21735, 17534); FDIC Summary of Deposits, Lakeville branch series
For twenty-nine years the office at 222 S. Michigan St was Lakeville's bank in the only form the era offered: somebody else's branch. The name over the door followed the successor chain link by link — St. Joseph Bank and Trust Company from the 1982 merger; then the Society names in turn (Society Bank, Indiana; Society National Bank, Indiana from 1992; Society Bank, Michigan); then KeyBank National Association from 1996 — while the office itself, the FDIC's branch record shows, simply continued: one acquired branch, carried in every successor's history as the Lakeville office. The deposit series is its measure: $17,328 thousand at the June 1994 survey, the first year the modern SOD series prints it, declining across the surveys to $7,477 thousand at June 2011 — a small office shrinking inside ever-larger institutions, in a town whose own 2011 comprehensive plan was already writing its commercial future around a highway interchange rather than a main-street bank. The series is printed as the federal record gives it; the reasons for the decline are not in any carrier reached, and none are assigned.