Central State Bank of Lakeville — the Holding Company's Bank, 1956–1982

1956–1982 · FDIC BankFind, Certificate 17571 (institution history read whole); successor records to Cert 17534

The second bank was a different creature: Central State Bank of Lakeville, Indiana — FDIC Certificate 17571 — established 2 April 1956 at 222 S. Michigan St, charter class NM, and an affiliate of St. Joseph Bank & Trust's holding company, St. Joseph Agency, Inc., from birth. It was not a successor to the 1917 bank (a twenty-six-year gap and a fresh charter separate them, and no carrier joins them), and it was not an independent town bank in the older pattern: it was a de novo office of a South Bend institution's family, planted on the old Michigan Street. Its whole independent life was twenty-six years — the same span as the silence before it. The bank's one named officer in any carrier reached is its cashier, Robert Herbsten, who testified for the bank in Moses v. State, 271 N.E.2d 446 (Ind. 1971) — a forged-$45,000-check prosecution in which Herbsten testified the check and letter "were not the bank's," and its teller Elizabeth Rowe testified she had not signed either (the crime itself belongs to the crime leg, at pointer size here); no president or directors list for the 1956 bank was reached.

On 30 June 1982 it merged, unassisted, into St. Joseph Bank and Trust Company, South Bend (Certificate 15656), its office continuing as that bank's one acquired branch. The successor chain from that merger, link by link as the FDIC history carries it: 17571 → 15656 (St. Joseph Bank and Trust Company) → Society Bank, Indiana → 4336, Society National Bank, Indiana (1992) → 21735, Society Bank, Michigan → renamed KeyBank National Association → 17534, KeyBank National Association (17 June 1996). (The chain's middle links carry two certificate numbers in the carriers for what reads as one continuing institution; the pair prints in the register, unmerged.) The Lakeville office outlived every name on the door: it stands in the FDIC's Summary of Deposits as the Lakeville branch from 1994 ($17,328 thousand), declining across the series to 2011 ($7,477 thousand) — and then the series stops.